Union Home Mortgage Payment Options

Union Home Mortgage Payment

Update: Union Home Loans Mortgage Payment - 2021.05.12

Union Home Mortgage is a retail mortgage lender based in Strongsville, Ohio. It got its beginnings in 1970 and is today under the leadership of Bill Cosgrove, a former MBA chairman. The governments of 44 states, together with the District of Columbia, have licensed the company. 

Today Union Home Mortgage has 150 plus branches nationwide and about 1,400 partners. Union Home Mortgage is a licensed direct lender for USDA, VA, FHA, Freddie Mac, and Fannie Mae. They also do wholesale lending for mortgage brokers.

These free online calculators will help you find out how much your monthly payment on Union Home Mortgage will be:

How to Make Union Home Mortgage Payment Online

If you’d like to make a Union Home Mortgage payment, below are some quick and easy steps. Follow on;

Log in to Your Account to Make Payments Online

  • The first thing you need to do is to type the URL https://www.uhm.com/ in your browser to reach the company’s homepage.
  • Once you are on the homepage, click on the “My Account” button. It is on the top right of your screen.
  • Fill in the empty boxes with your information. These are;
  1. Your account number. You will get this at the corner on the right of your loan statement. Or you can get it by contacting your loan officer.
  • Alternatively, you can give;
  1. Your Zip Code.
  2. The last digits of your SSN (Social Security Number).

When the system verifies the information you provide, it will redirect you to the payment portal. Once you are in the payment portal, you’ll pay your Union Home Mortgage online.

However, if you find yourself stuck in the login process, you can contact their customer service agent at 1-888-537-5684. They will help redirect you to the correct payment portal.

Use the Union Home Loan Administration Portal to Make Your Payment

To make your payment through the Union Home Loan Portal is a process. Below are some quick steps;

  • You begin by registering your account on the administration portal login page- https://unionhome.loanadministration.com.
  • On the login page, click on the “Register Your Account” link below the question “Don’t have an account yet?” You will find it in the “LogIn” button.
  • Enter the following information. Ensure it is correct;
  1. Your last name.
  2. Social security number.
  3. Date of birth.
  4. Email address.
  • Click the “Next” button
  • Verify your account by typing your;
  1. Phone number.
  2. Email address.
  • Union Home Mortgage will send you a verification code via phone, text, or email.
  • Choose your preferred medium and click “Continue.
  • Once you receive a 6-digit verification code, type it and click “Next.
  • If the code you entered is correct, you will receive a popup message “Verification Completed Successfully.
  • Hit the “Close” button to proceed.

The next step in the registration process is creating your profile. Here is how you do it;

  • Create your preferred username.
  • Please enter a unique password (make sure you can remember it).
  • Re-enter the password.
  • Check the box after reading the user terms and privacy policy.
  • Click “Next,” and you are through.

Now to log in to your account, follow these steps;

  • Go to the Union Home loan administration login page.
  • Enter your user name and password.
  • Check the “Remember my username” box (Optional).
  • Review the user terms and user policy, then check the box.
  • Click on the “Login” button.

After logging into your account, here’s how you make your payment;

  •  Click on the “Payment” button on the top left of your screen.
  • On the “Make A Payment” screen, click on the “Add Payment Method” link to add your bank account.
  • Click the “Submit Payment” button.
  • Verify your information and Click “Confirm Payment.
  • You will receive a payment confirmation message.
  • Click “Done.
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Other Ways to Make Payment

You can also make your payments via phone. Dial 855-UHM-LOAN (855-846-5626).

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Union Home Mortgage FAQ

Where can I find my account number?

You can get your account number in three ways. The first method is by contacting your loan officer, who will give you the necessary assistance. The second option is by looking at the upper right part of your loan statement; you will find it there. The last option is by making a call to 855-UHM-LOAN (855-846-5626).

How can I enroll in e-statements?

Send a written request to Union Home Mortgage; PO BOX 642; Sylvania, OH 43560. Ensure that the bid includes the following;

  • Your name.
  • Your mortgage loan account number or the property’s address.
  • Request for the e-statement.

What to do if I forgot my password?

In case you forget your password, you can always recover it;

  • Click on the “Forgot password” link at the bottom of the “Welcome” board on the login page.
  • Union Home Mortgage will redirect you to the “Password Recovery” page.
  • Type in your Username, SSN, and Email address.
  • Click on the “Recover” button.

You will receive your password information in your email.

What to do if I forgot my username?

You can also recover your username.

  • Click the “Forgot username” link at the bottom of the “Welcome” board on the login page.
  • On the Username Recovery page, type your SSN and email address.
  • Click on the “Recover” button.

You will receive your username in your email.

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Union Home Mortgage Customer Service

Sales Contact: [email protected] or call 877-846-4968.

Support Contact: [email protected] or call 888-537-6584.

Main Office:

8241Dow Circle West

Strongsville, Ohio 44136

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Twitter: https://twitter.com/UnionHomeMtg

Facebook: https://www.facebook.com/unionhomemortgagecorp

Instagram: https://www.instagram.com/unionhomemortgage/

LinkedIn: https://www.linkedin.com/company/unionhomemortgage/

YouTube: https://www.youtube.com/channel/UC132vZpmHdaJr9KBjv7xulg

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How to Avoid Late Union Home Mortgage Payments

When you do get approved for a Union Home mortgage loan, you’ll want to avoid any late payments. Here are a few tips that will help you steer clear of making untimely payments.

Sign Up for Union Home Auto-Pay

Your first order of business is to set up an automatic payment option, and you can do this either through your bank or through your lender. You’ll want to go with the most ideal option for you.

Auto-Pay – the Pros

  1. You can avoid late payments and any resulting late fees. This will, in turn, ensure a healthy credit score.
  2. You can do your part to protect the environment with paperless billing.
  3. You won’t have to deal with any expenses relating to postage as you won’t need an envelope or a stamp, and you won’t have to fill out a check since auto-pay is done via electronic funds transfer.
  4. You will save time since auto-pay is convenient. No more will you have to take the time to sit down, write up a check, write your address and the address of the mortgage lender on the envelope, put on a stamp, and put the envelope in the mail. With auto-pay, you can automate the entire process of paying bills.

Auto-Pay – the Negatives

  1. You could, if you’re not monitoring the inflows and outflows of money in your bank account, overdraw your account. In order to avoid any problems, just keep track of how much you have in your account at all times.
  2. You could potentially overlook things like errors, interest rate hikes, or other hidden fees. This can be avoided by simply making it a habit to go over your bill.
  3. You could fail to stay on top of things such as the amount owing or the amount you’re paying monthly. As has been mentioned, you can steer clear of such problems by checking into your account regularly. This will help you to know when it might be a good idea to make additional payments to reduce the principal quicker.

Sign Up for Alerts and Reminders

Receiving a notification for an upcoming bill payment can make all the difference. You can get this by using an app, by getting your mortgage company to send an alert or reminder by email, or even by using Google calendar. You’ll be able to avoid late payments by doing so.

Set Up a Bill Pay Day

Another option is to purposefully schedule a period of the month when you can commit to making bill payments. When you go this route and have a system in place, you will avoid late payments.

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What to Do if I Made a Late Union Home Mortgage Payment

It’s a good idea to avoid a late Union Home Mortgage payment at all costs, but mistakes sometimes happen. While you don’t want to be too hard on yourself if this happens, you need to consider possible consequences. Case in point: you could see your credit score take a hit if you don’t make payments on schedule. Also keep in mind that a late Union Home Mortgage payment may remain on your credit report for as many as seven years, which would adversely impact your credit score. What follows is a look at 3 proven strategies you can use to have late mortgage payment information scrubbed from your credit report.

Option #1: Contact Union Home Mortgage and Make Request

Reach out to your lender by phone right away, and acknowledge that your payment was submitted past the deadline. It’s important to admit you were in error. Let them know when they can expect payment. They may be willing to delete your late payment data so that your creditworthiness doesn’t suffer.

Option #2: Write Them a Letter

The next option at your disposal is to write a letter, known as a goodwill letter, to Union Home. In the letter, you’ll want to specifically and respectfully request a removal. Do these 2 things in the letter:

  • Demonstrate that you accept that the situation was caused by you.
  • Guarantee that there will be no repeat of the delinquent behavior going forward.

What follows is a sample letter template you can use as inspiration:

[Your first and last name] [your address] [your account number]

[date]

To Whom It May Concern:

I appreciate your taking the time to read my letter. The reason for this correspondence is that I found on my latest credit report a late payment listed on [date] for my [name of account] account. I’m aware of the importance of making timely payments and meeting my financial commitments. But due to [situation that led to the missed payment], I unintentionally missed the payment due date. Although I missed the deadline, I have since then taken measures to ensure this does not happen again. Specifically, I’ve [explain what has changed that will prevent any additional late payments]. Since my missed payment, I have had a flawless record of making payments on time.

One reason I’m making this request is that my intention is to apply for a [loan, credit card, etc], and I’ve come to understand that the missed payment reflected on my credit report could jeopardize my objective. Given the fact that my single late payment does not adequately reflect my creditworthiness and intention to abide by my financial obligations, I would be grateful if you would make a goodwill adjustment. This would delete my late payment on [date] and enable me to obtain a [loan, credit card, etc.) and to secure a better rate.

I appreciate your considering this matter, and I hope you will grant my request.

Best regards,

[your name]

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